A step-by-step guide to reserving, financing, and moving into your Softouch home — from reservation to turnover.
We want to help and guide you in choosing the perfect home of your dreams. So, let’s make it happen.
1
Fill up the Buyer’s Information Sheet provided by your SPDC Sales Team. Once accomplished, they’ll hand you your Reservation Agreement and a Computation Sheet detailing available payment schemes. You’ll then sign the Reservation Agreement and settle the Reservation Fee.
2
Choose whichever suits you best: In-House Financing, Bank Financing, or Pag-IBIG Financing. Your Agent will be happy to walk you through each option.
3
Last step — prepare your documentary requirements. See the checklist below, or download the full Buyer’s Manual.
After choosing and reserving your dream home, please submit the following to the SPDC Sales Team:
Filled-up Buyer’s Information Sheet
Signed Reservation Agreement
Signed Contract to Sell (CTS)
Signed Deed of Restrictions
2 Government IDs with 3 specimen signatures
Recent Bank Statement or latest ITR
Tax Identification Number (TIN)
Latest 1x1 photo of buyer
Certificate of Employment
Proof of Billing (latest statement)
Photocopy of Birth or Marriage Certificate
Post-Dated Checks (PDCs) for Equity payment
Photocopy of Passport / Visa
Notarized Special Power of Attorney (SPA)
Photocopy of Employment Contract or Certificate of Employment & Compensation
Corporate TIN Number
Proof of Billing with Corporate Address
Validated 1903 (new corp) / 2303 (existing corp)
Photocopy of Articles of Incorporation & By-laws
Notarized Secretary’s Certificate & Board Resolution
GIS signed by Corporate Secretary
An SPDC Sales Team member can walk through your specific checklist and confirm what still needs preparing.
₱
30% Equity
Payable over 24 months
70% Loan
Balance
20% Equity
Payable over 24 months
80% Loan
Balance
20% Downpayment
Payable over 12–24 months
80% In-House
Balance
100% TCP, payable over 24–36 months without interest
With 2% discount on the equity portion
With 5% discount on the Total Contract Price
Rent to Own is available on selected Softouch units. It lets you move into the home while your payments build toward ownership, rather than renting somewhere else while you save.
Availability and terms vary by project, so they are confirmed by our office rather than published here. Ask us which communities currently have Rent to Own units.
Our sales team will tell you which units qualify and what the current terms are.
Talk to a Sales Team MemberIf you wish to cancel your purchase, submit a notarized cancellation to our Customer Service or any SPDC Sales Team member. Your request will be endorsed to Administration for verification and approval.
Upon a buyer’s default or failure to pay monthly amortization beyond a reasonable time, our Credit and Collection Department will issue a demand letter to the client.
If the account remains unsettled after the deadline given, it will be endorsed to the Legal Department for proper action. A Notice of Cancellation from Legal will then be sent to the buyer for actual cancellation of the account.
Republic Act 6552 protects buyers who have paid at least two (2) years of installments — you have a right to a refund of amortization paid if the account is cancelled, minus applicable deductions. This protection does not apply to accounts that have already defaulted.
Download the full Buyer’s Manual, or talk to a property specialist about your best-fit payment scheme.
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